These terms and conditions ("Terms") govern your use of the website 123-wealth.co.uk ("Website"), operated by 123-Wealth Ltd ("we", "us", "our", "123-Wealth"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.
The content on this Website is provided for general information purposes only and does not constitute financial, tax, legal, or investment advice. Nothing on this Website should be relied upon as personal advice or as a recommendation to buy, sell, or hold any particular investment or product.
Any financial planning advice we provide is given only after a formal engagement with you, following our advice process, and having assessed your individual circumstances, objectives, and attitude to risk.
The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results.
Any content on this Website that constitutes a financial promotion is issued and approved by 123-Wealth Ltd in accordance with section 21 of the Financial Services and Markets Act 2000, unless otherwise stated.
This Website is intended for use by individuals resident in the United Kingdom. It is not directed at or intended for use by any person in any jurisdiction where such use would be contrary to local law or regulation.
You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Website by any third party.
We take reasonable care to ensure the information on this Website is accurate and up to date, but we make no representations or warranties of any kind, express or implied, about its completeness, accuracy, reliability, suitability, or availability. Any reliance you place on such information is strictly at your own risk.
Nothing on this Website should be treated as a substitute for personalised financial advice from a qualified adviser who has considered your full circumstances.
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of 123-Wealth Ltd or its licensors and is protected by UK and international copyright and other intellectual property laws.
You may view, download, and print material from the Website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices. You may not otherwise reproduce, distribute, or republish any content without our prior written consent.
This Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of third-party websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
To the fullest extent permitted by law, 123-Wealth Ltd accepts no liability for any loss or damage, whether direct, indirect, or consequential, arising from:
Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.
Any personal data you provide via this Website will be processed in accordance with our Privacy Policy, which explains how we collect, use, and protect your information in line with UK GDPR and the Data Protection Act 2018.
This Website uses cookies. Details of the cookies we use and how to manage your preferences are set out in our Cookie Policy.
If you are unhappy with any aspect of our service, please contact us at Cera.Taylor@123-Wealth.co.uk and we will address your concerns in accordance with our complaints procedure.
If you remain dissatisfied after we have investigated your complaint, you may be entitled to refer it to the Financial Ombudsman Service, Exchange Tower, London E14 9SR, www.financial-ombudsman.org.uk.
We are covered by the Financial Services Compensation Scheme ("FSCS"). You may be entitled to compensation if we cannot meet our obligations, depending on the type of business and the circumstances of the claim. Further information is available at www.fscs.org.uk.
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. The updated Terms will be posted on this page with a revised "last updated" date. Your continued use of the Website following any changes constitutes acceptance of the revised Terms.
We reserve the right to withdraw, suspend, or amend the Website, or any content on it, without notice, at any time.
If you have any questions about these Terms & Conditions, please contact:
E-mail: Cera.Taylor@123-wealth.co.uk
Or you can write to us at:
123-Wealth
Penstock Cottage
3 Deans Wharf
Thelwall
Cheshire
WA4 2GT
